Micro-entrepreneurs can now fund their businesses easily with the Negosyo loan from BanKO!

Now, you can avail of a P30,000 to P300,000 loan from BanKO for your business!

  • Low 2% Interest Rate per month
  • Longer terms of payment from 1 year up to 3 years
  • One week approval process for the loan application after completing the requirements
  • A minimal processing fee of only 1% of the approved loan amount
Monthly Interest RateAnnual Effective Interest RatePayment MaturityPayment TermsCredit Line ValidityLate Payment Penalty
Multi-Purpose Loan2%39.33%1 yearMonthly Amortizationn/a5% of principal


  • Micro and small business loan application form
  • Latest Income Tax Return/3 years audited financial statement
  • DTI/Mayor’s Permit
  • Bank Statement for the past 3 months
  • Sales Invoice/Purchase Order
  • Photocopy of valid ID
  • Picture of Business
  • Sketch Map of Residence and Business
  • Trade Business References


  • Fast loan approval
  • Low interest rates
  • Affordable

To read the Terms and Conditions for Loans, please click here