Gamit ang cellphone, pwedeng mag padala ng pera nasaan ka man, ano mang oras.
Hindi na kailangang mag-withdraw ng cash or pumunta sa mga padala centers.
Pwede ring mag padala ng pera sa mga kamag-anak o kaibigan na may e-wallet or account sa ibang local banks gamit ang InstaPay.
Step 1. Login using the BanKo Mobile app.
Step 2. Select “Send Money”.
Step 3. Under the Financial Institution, choose “BanKo, A subsidiary of BPI”
Step 4. Enter the account number of the PondoKo or Todo Savings account that you are sending money to
Step 5. Complete all other details that is being asked
Step 6. Review the details and click “Confirm
Step 7. Enter your 6-digit MPIN
Step 8. You’re done! Money sent will be credited to the account in real-time.
Step 1. Login using the BanKo Mobile app.
Step 2. Select “Send Money”.
Step 3. Under the Financial Institution, choose the local bank or e-wallet that you are sending money to
Step 4. Complete all other details that is being asked
Step 5. Review the details and click “Confirm”
Step 6. Enter your 6-digit MPIN
Step 7. You’re done! Money sent will be credited to the account in real-time.
InstaPay is an interbank funds transfer service under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP) which allows clients to electronically transfer funds up to Php 50,000, between their BanKo account and other accounts in participating banks and financial institutions in the Philippines, anytime, anywhere
Transaction Fee | Availability | Crediting | Transaction Amount Limit (per day) | Number of Transactions (per day) |
|---|---|---|---|---|
Free | 24/7 | Real-Time | Php 50,000 | No Limit |
1. Login using the BanKo Mobile app.
2. Select “Send Money”.
3. Tap the “Use QR” button
4. Scan the QR Code or import it from your photos.
5. Input the amount you will transfer.
6. Review the details and click “Confirm”
7. Enter your 6-digit MPIN
8. You’re done! Money sent will be credited to the account in real-time.
1. Login using the BanKo Mobile app.
2. Click “My QR” in the upper right hand corner of the screen.
3. Select the account you want to generate a QR Code.
4. Enter a nickname for your QR Code.
5. Select “Generate QR Code”.
6. Save the QR Code.
7. You’re done!
You may now share your QR code instead of giving your account number to your family and friends who would want to send money to your account
For inquiries and comments, please email Banko_ContactCenter@bpi.com.ph or contact our Customer Care at (02) 8819-6728, Mondays to Fridays, 8:30 am to 5:30 pm.
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BPI Direct BanKo, Inc., A Savings Bank 220 Ortigas Avenue, 4th Floor BanKo Center, North Greenhills, San Juan City 1503
8:30 AM to 5:30 PM PHT (UTC+08:00)
For inquiries and comments, please contact our BanKo Hotline number at (02) 8819-6728—available 24/7; or send us an email at banko_contactcenter@bpi.com.ph.
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Deposits are insured by PDIC up to ₱1 Million per depositor.
BPI Direct BanKo, Inc., A Savings Bank is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph
