Important Notice for BPI Direct Account Holders

This is a reminder for all BPI Direct (BPID) deposit account holders regarding the current balance requirements, interest rates, and applicable service fees for your accounts.

Member: PDIC. Maximum Deposit Insurance for Each Depositor ₱1,000,000.

Account Maintenance and Transaction Fees

Particulars	Service Charge
Service Charge for Falling below the ADB requirement	P 100.00
Peso Deposit Accounts	USD 5.00
Dollar Deposit Accounts	P 150.00
Monthly Dormancy Charge
Peso Deposit Accounts	P 100.00
Dollar Deposit Accounts	USD 5.00
Save-up Account	P 150.00
Fee for Closing within One Month Date of Opening
Peso Deposit Accounts	P 100.00
Dollar Deposit Accounts	USD 15.00
Balance Inquiry at other Expressnet member banks, Megalink or Bancnet ATMS	P 1.50
Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs	P 10.00
Balance Inquiry using Cirrus-affiliated ATMs	USD 1.00
Unsuccessful Transaction using Cirrus-affiliated ATMs	USD 0.50
Successful Withdrawal using Cirrus-affiliated ATMs	USD 2.50
ATM Card Replacement	P200.00)
Stop Payment Order (SPO) Application per Peso Check	P 100.00
Overdraft (OD) Accrual Charge
Charge	25.2% p.a on OD amount
Subject to a minimum of	P 26.25
PCHC Charges
Temporary Overdraft-Honored (Funded)
Fixed Fee	P 1000.00
Additional Fee	P200 for every P40,000 or a fraction thereof per calendar day
Temporary Overdraft-Returned (DAIF/DAUD)
Fixed Fee	P 2000.00
Additional Fee	P200 for every P40,000 or a fraction thereof per calendar day
Stop Payment (Funded)	P 2000.00
Stop Payment ( Unfunded)
Fixed Fee	P 2000.00
Additional Fee	P200 for every P40,000 or a fraction thereof per calendar day
Technicalities (Returned to Issuer)	P 2000.00 per item
Peso Checkbook
Personal (50) pieces	P300.00
Manager’s Check	P75.00
Demand Draft
Fee	¼ of 1% of amount
Subject to a minimum of	USD 5.00
Plus DST, if to be paid in Pesos	Php 0.30 for every Php 200.00
Bank Certification
Peso Deposit Accounts	P300.00
Dollar Deposit Accounts	USD 2.00